Under former President Trump, payday lenders could charge interest rates in excess of what states allowed and avoid state usury laws by working with a commercial bank.
Gerard Malynes stated, giving detailed reason for his assertion, that 'Plenty of money decreaseth usury in price or rate' (Lex Mercatoria and Maintenance of Free Trade, 1622).
杰拉德·马林斯 (Gerard Malynes) 说,并给出了他断言详细理由,即“大量货币减少了价格或率高”(Lex Mercatoria and Maintenance of Free Trade, 1622)。
Old Monsieur de la Bertelliere called an investment an extravagance, and thought he got better interest from the sight of his gold than from the profits of usury.
Before the fall of the Roman republic, a usury of the same kind seems to have been common in the provinces, under the ruinous administration of their proconsuls.
In countries where interest is permitted, the law in order to prevent the extortion of usury, generally fixes the highest rate which can be taken without incurring a penalty.
To trade, was disgraceful to a gentleman; and to lend money at interest, which at that time was considered as usury, and prohibited bylaw, would have been still more so.
As the profits which can afford such an interest must eat up almost the whole rent of the landlord, so such enormous usury must in its turn eat up the greater part of those profits.