Ignorance of the future carries a cost today: ambiguity makes risks uninsurable, or at the very least prohibitively expensive.

对未来的无知在今天带来了代价：模糊险无法投保，或者至少保险的价格高得令望而却步。

Although they may not seem like the most deserving beneficiaries, helping people share uninsurable risks is a worthy goal for governments.

尽管他可能看起来不是最值得的受益者，但帮助分享无法保险化的险是政府值得追求的目标。

And for the average person, if insurance becomes unaffordable, that's really the same as saying that they are uninsurable really is whether you can actually afford to pay for the cover that counts.

对于普通来说， 如果买不起保险，那就等于说他无法投保， 真正重要的是你是否真的有能力支付重要的保险费用。