If the worst happens, he doesn't want to run the risk of being underinsured.

如果最况发生， 他不想冒保不足风。

And our health care system, that makes some folks uninsured and other folks underinsured, doesn't prioritize people who need access now and need medications now.

我们医疗保健系统使一些人没有保， 一些人保不足，并没有优先考虑现在需要就医和需要药物治疗人。