Selling, dotation, inheriting and mortgage of domestic share and overseas listed foreign share should be according to law and related regulation in China.
Article 10. Without the mortgagee's approval, a mortgagor shall not lease, sell, transfer possession of or remortgage mortgage property or dispose of it in any other way.
Rather, they package them and sell them to other intermediaries that in turn securitize the collection of mortgage loans and resell them, often to investors in Asia and Europe.