Did you talk to anyone about your feelings, Neil? Did you get any counselling? And that means professional help with personal or psychological problems.
Second, it will increase the levy that lenders currently pay to the FCA and spend it on debt counselling and supporting credit unions (non-profit mutual lenders).
Tinnitus retraining therapy, which helps people tolerate noises, may aid sufferers, while cognitive behavioural therapy and counselling could also help people manage the condition.