Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

以态度区隔，到避、平衡及爱好三族群。

Risk averter prefers bank deposit and insurance, Risk lover prefers foreign exchange and stock and Risk balancer prefers futures.

而避较偏好银行存款和保，爱好较偏好外汇和股票，平衡偏好期货。