1.Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

1.以风险隔市场，得到风险趋避、平衡及爱好三族群。

2.Risk averter prefers bank deposit and insurance, Risk lover prefers foreign exchange and stock and Risk balancer prefers futures.

2.而风险趋避好银行存款和保险，风险爱好好外汇和股票，风险平衡好期货。